Healthcare
Capital that understands reimbursement cycles, not just credit scores.
From private practices to specialty groups to ambulatory surgery centers — healthcare businesses face cash-flow realities no generic lender models well. Our JV partners are veteran healthcare CFOs and finance operators who underwrite on what actually matters: payer mix, days in AR, and reimbursement timelines.
- AR financing for unbilled / unpaid receivables
- Equipment for medical imaging, dental, ophthalmic
- SBA acquisitions for practice rollups
- Working capital for buildouts
Construction & trades
Underwritten on backlog and project economics — not just trailing P&L.
General contractors, specialty trades, and infrastructure operators run on lumpy cash flow that confuses traditional underwriters. Our construction JV is led by ex-CFOs from major regional GCs who read your job costing, retention, and bonding capacity the way you do.
- Asset-based lines collateralized on AR + WIP
- Project-specific lines of credit
- Equipment for fleet, tools, and yard
- Bonding support facilities
Manufacturing
Capital structured around inventory cycles and demand swings.
Discrete and process manufacturers — from aerospace components to food and beverage to industrial OEMs — need financing that flexes with production cycles. Our manufacturing JV reads your bill of materials, takt times, and inventory turns to size the right facility.
- Inventory-secured ABL
- Equipment financing for production lines
- AR financing on customer POs
- SBA loans for plant expansion
Transportation & logistics
Pricing built on per-mile reality — not generic transportation models.
Carriers, freight brokers, last-mile operators, and 3PLs operate on margins generic lenders don't model. Our transportation JV is led by operators who've run fleets and underwritten freight risk through three rate cycles.
- Freight factoring with same-day funding
- Equipment loans for tractors and trailers
- Working capital for fuel + payroll bridging
- Acquisition lending for fleet rollups
Technology & SaaS
Capital that reads ARR, MRR, churn, and unit economics.
Bootstrapped and venture-backed SaaS, fintech, and tech-enabled services need lenders who underwrite the metrics that actually predict cash flow. Our tech JV is staffed by ex-SaaS CFOs who read your unit economics in 20 minutes.
- Revenue-based financing keyed to MRR
- SaaS lines of credit
- Hardware inventory financing
- Term loans for ARR-positive companies
Franchise
Multi-unit growth capital, underwritten on brand-level performance.
Franchisees and franchisors share a financing problem: traditional lenders don't trust brand data. Our franchise JV underwrites on brand-level same-store sales, unit-level economics, and franchisor relationships — not just the individual operator's history.
- SBA loans for new units and buildouts
- Buildout and FF&E financing
- Multi-unit ABL for established operators
- Refinancing for portfolio rollups
