For Lenders

Partner with FNCR.
Access qualified deal flow across every credit product.

We’ve built the marketplace. You bring the capital. Together, we fund American small business — across 1,000+ institutions, from national banks and SBA-approved lenders to specialty finance companies and private credit funds.

Become a partner →How it works
500,000+
SME relationships
$2T+
Asset value
10+
Programs to participate in
Built for institutional scale

Programs, capacity, and coverage — without the public roster.

Relationships
500K+

Pre-screened SME relationships in our network, accessible by your underwriting criteria.

Asset value
$2T+

Aggregated asset value tied to the SME relationships in our active network.

Programs
10+

Active capital programs spanning bank, non-bank, SBA, ABL, and specialty credit.

Coverage
All 50

Nationwide footprint — state-by-state lender coverage for every product line.

Why partner with FNCR

Built for institutions that want to deploy more capital, faster.

We handle origination, screening, and borrower communication — you handle what you do best.

01

Curated deal flow

Every borrower is pre-screened by our Business Finance Advisors. You see only qualified opportunities that match your lending criteria — not a firehose of unvetted applications.

02

Vertical specialization

Our JV partnerships give you deep access to verticals you may not be able to reach on your own — healthcare, construction, manufacturing, transportation, technology, and franchise.

03

Technology platform

Our digital marketplace handles origination, document collection, and borrower communication. You focus on what you do best — underwriting and funding.

04

No exclusivity required

Join the network on your terms. We work with 1,000+ lending partners, from national banks to specialty funds. You control your criteria, capacity, and pricing.

How it works

From onboarding to funded portfolio in four operating moves.

A platform built for how lenders actually evaluate, price, and close deals.

1

Apply & onboard

Apply to join the FNCR partner network. Our team validates licensing, lending authority, and reviews fit.

2

Define your criteria

Set your industries, deal sizes, products, geography, and risk appetite. Update anytime as your appetite shifts.

3

Receive matched deals

Pre-screened borrower packages flow into your portal. Term sheets go out through the platform.

4

Fund & track

Close deals, track portfolio performance, and access conversion analytics from a single lender dashboard.

Need more detail?
Read the full mechanics — pre-screening process, document packages, API integration.
View the lender playbook →
Partner tiers

Three ways to participate. Choose the depth that fits your strategy.

Network access is the floor. Preferred and JV tiers unlock priority matching and exclusive vertical participation.

Network

Network partner

Receive matched deal flow based on your criteria. Standard onboarding and platform access.

  • Matched deal flow by criteria
  • Borrower portal access
  • Standard term-sheet workflow
  • Self-serve criteria management
Most active
Preferred

Preferred partner

Priority matching, exclusive access to specific FNCR programs, and a dedicated relationship manager.

  • Exclusive access to matched programs
  • Priority deal matching
  • Co-branded borrower comms
  • Dedicated relationship manager
  • Featured placement in offers
  • Quarterly performance reviews
Where we are today

Capacity and access are in place. Now we’re scaling deal flow.

FNCR’s marketplace is live with a verified lender network, a curated borrower pipeline, and active JV partner relationships. We’re early in volume — which is exactly the moment to shape your program with us.

Pre-screened
Borrower pipeline
Every SME is vetted by a Business Finance Advisor before reaching your portal.
Buy-box matched
Origination flow
We route deals to your lending box — sector, ticket, geo, credit. No firehose.
Verified
Asset coverage
Aggregated AR, inventory, and equipment collateral across the network is underwriteable from day one.
Standing
Capacity
10+ programs live and ready to deploy as deal flow scales.
Become a partner

Tell us how you lend. We’ll show you what we can route to you.

A 10-minute application. We come back within 3 business days with sample deal flow that fits your criteria.

What we’ll ask
  • 1Company name and lender type
  • 2Min / max deal size
  • 3Products offered (LOC, ABL, AR, SBA, etc.)
  • 4Industries you underwrite
  • 5Geographic footprint
  • 6Annual lending volume / AUM
  • 7Tier of interest (Network · Preferred · JV)